OUR PRODUCTS AND INSURERS

Whilst home insurance policies may provide some legal cover, there are many other situations that clients should consider insuring themselves against. This type of insurance will help to cover the legal costs if, for example, your client has an employment issue such as unfair dismissal, a dispute with a tradesman or perhaps a clinical negligence complaint. Legal expenses insurance provides access to a legal advice helpline, plus help to find a specialist lawyer and the cost of legal fees, up to a certain amount.

In addition to the standard Legal expenses insurance that provides access to a legal advice helpline, plus help to find a specialist lawyer and the cost of legal fees, up to a certain amount, there is also an additional Rent Guarantee option. The Legal expenses with Rent Guarantee option also provides cover up to £3,000 per month for loss of rent. Please refer to the Insurer Product Information and Policy Document for full details of this cover.

Nasty surprises such as burst pipes, lost keys or pest infestation are not only unpleasant, they can also be expensive. Home Emergency cover protects your clients financially and helps practically to resolve the problem. In an emergency, clients can ring a 24 HOUR HELPLINE and the insurer will arrange for an approved contractor to carry out the necessary work to the highest standards.

The Assurant Retail Premium Finance product is a 12-month credit agreement specifically to fund insurance premiums. It is designed to allow the borrower (policyholder), to fund the cost of their annual home insurance policy and spread the repayments on a monthly basis. A customer may choose the RPF product because they cannot afford to pay the full annual premium in one lump sum or equally, they may just prefer to spread their costs over the full period of the insurance policy and consider the interest charge of doing this as reasonable.